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Icon Mortgage

Unlock Homeownership Opportunities During Chapter 13 Bankruptcy

At Icon Mortgage, we understand that life doesn’t pause for financial challenges. If you're navigating a Chapter 13 bankruptcy but are ready to purchase a home or refinance your existing property, we have the expertise and loan programs designed specifically to help you move forward.

Why Choose Icon Mortgage?

Other lenders will turn you away during Chapter 13 bankruptcy, but Icon Mortgage is different. Our team specializes in creating solutions for borrowers with unique financial situations. With a tailored approach and access to specialized loan programs, we can help you achieve your homeownership goals even during this challenging time.

How We Can Help

Purchase a Home During Chapter 13

Yes, it’s possible! Our specialized loan programs are designed to help you purchase a home while you're working through a Chapter 13 repayment plan. With a focus on understanding your financial landscape, we evaluate your situation to find the best options for you.

  • Flexible guidelines tailored to your circumstances
  • Competitive rates and terms
  • Guidance through the entire process

Refinance Your Existing Home

Lower your monthly payments, adjust your interest rate, or access your home’s equity—even while in Chapter 13 bankruptcy. Our refinancing programs are customized to help you manage your financial goals without compromising your repayment plan.

  • Streamlined refinancing options
  • Reduce financial stress with better terms
  • Expert assistance every step of the way

What Makes Icon Mortgage Different?

  • Personalized Solutions: Your financial story is unique, and we take the time to understand it.
  • Experience You Can Trust: With years of experience helping borrowers in Chapter 13, we know what it takes to get you approved.
  • Streamlined Process: We handle the complexities for you, ensuring a smooth and efficient loan process.
  • Commitment to Your Success: Our mission is to provide you with opportunities to rebuild and grow, regardless of past financial setbacks.

Am I Eligible?

Eligibility is easier than you might think. If you’ve been making on-time payments on your Chapter 13 repayment plan for at least 12 months and can demonstrate financial stability, you may already qualify.  Our team will work with you to review your situation, answer your questions, and guide you through the process.


Take the First Step Today

Don't let Chapter 13 bankruptcy stand in the way of your homeownership or refinancing goals. At Icon Mortgage, we make it our mission to create opportunities for those ready to move forward.

Contact us today to learn more about how we can help you purchase a new home or refinance your existing property—even during bankruptcy.

Call us at 810-701-8063 or complete our quick online form to get started.


Ready to Start?

In most cases, court approval is required. Don’t worry—our experienced team will guide you through the necessary steps to obtain approval.

Apply Now !!!

FAQ
​Click on the arrows below for answers to common questions

Can I really get a home loan or refinance during Chapter 13 bankruptcy?

Yes! With the right loan program and lender, it’s possible. Icon Mortgage specializes in these situations, helping borrowers achieve their goals.

What do I need to qualify?

In many ways its just like qualifying for a standard mortgage, but there are items within a bankruptcy that need to be addressed.  Thats why the staff at Icon Mortgage is so important.  They are familiar with the process and will guide you thru all of the potential issues. 

How long does the process take?

We streamline the process to make it as quick and efficient as possible. Timelines may vary depending on your specific situation, but our team works diligently to minimize delays.

Will my bankruptcy court need to approve this?

In most cases, court approval is required. Don’t worry—our experienced team will guide you through the necessary steps to obtain approval.