Skip to main content

"Yes, You Can Refinance or Buy a Home During Chapter 13 Banktuptcy"

"Yes, You Can Refinance or Buy a Home During Chapter 13 Banktuptcy"

See If You Qualify

The Secret Truth Most People Don't Know About

There is only a select group of lenders who have this product and know how to use it properly.

   Thousands of borrowers have been helped during Chapter 13 Bankruptcy

   Did you know it is better to buy a new home NOW, before your bankruptcy is completed and discharged, than it is AFTER it is completed

   It is a little known secret that you do not have to wait until your Bankruptcy is discharge

View Real Success StoriesView Real Success Stories

The Secret Truth Most People Don't Know About

There is only a select group of lenders who have this product and know how to use it properly.

   Thousands of borrowers have been helped during Chapter 13 Bankruptcy

   Did you know it is better to buy a new home NOW, before your bankruptcy is completed and discharged, than it is AFTER it is completed

   It is a little known secret that you do not have to wait until your Bankruptcy is discharge

View Real Success StoriesView Real Success Stories

What Can I do ?

Buy a New Home

  • Purchase with court approval during your current Chapter 13 Bankruptcy (We will assist with this process)

Refinance Your Current Mortgage

  • Lower your rate or monthly payment
  • Get cash out to pay off credit cards, remodel, or maybe even exit Bankruptcy early

What Can I do ?

Buy a Home

  • Purchase with court approval during your current Chapter 13 Bankruptcy (We will assist with this process)

Refinance Your Current Mortgage

  • Lower your rate or monthly payment
  • Get cash out to pay off credit cards, remodel, or maybe even exit Bankruptcy early
Refinance
Buy a Home

Why Choose Icon Mortgage?

  • Specialized Experts in bankruptcy mortgages
  • We assist in navigating the court approval process
  • Fast process, low-stress, real results

Why Choose Icon Mortgage?

  • Specialized Experts in bankruptcy mortgages
  • We assist in navigating the court approval process
  • Fast process, low-stress, real results

Quick and Easy 3 Step Process

Easy 3 Step Process

Step 1

Enter your Customer ID or fill out our secure form

Step 2

We review your status and mortgage options

Step 3

You choose to refinance or buy — and we help with approvals

Success Stories

Success Stories

FAQ
​Click on the arrows below for answers to common questions

Can I really get a home loan or refinance during Chapter 13 bankruptcy?

Yes! With the right loan program and lender, it’s possible. Icon Mortgage specializes in these situations, helping borrowers achieve their goals.

What do I need to qualify?

In many ways its just like qualifying for a standard mortgage, but there are items within a bankruptcy that need to be addressed.  Thats why the staff at Icon Mortgage is so important.  They are familiar with the process and will guide you thru all of the potential issues. 

How long does the process take?

We streamline the process to make it as quick and efficient as possible. Timelines may vary depending on your specific situation, but our team works diligently to minimize delays.

Will my bankruptcy court need to approve this?

In most cases, court approval is required. Don’t worry—our experienced team will guide you through the necessary steps to obtain approval.



What Makes Icon Mortgage Different?

  • Personalized Solutions: Your financial story is unique, and we take the time to understand it.
  • Experience You Can Trust: With years of experience helping borrowers in Chapter 13, we know what it takes to get you approved.
  • Streamlined Process: We handle the complexities for you, ensuring a smooth and efficient loan process.
  • Commitment to Your Success: Our mission is to provide you with opportunities to rebuild and grow, regardless of past financial setbacks.

Am I Eligible?

Eligibility is easier than you might think. If you’ve been making on-time payments on your Chapter 13 repayment plan for at least 12 months and can demonstrate financial stability, you may already qualify.  Our team will work with you to review your situation, answer your questions, and guide you through the process.



Take the First Step Today

Don't let Chapter 13 bankruptcy stand in the way of your homeownership or refinancing goals. At Icon Mortgage, we make it our mission to create opportunities for those ready to move forward.

Contact us today to learn more about how we can help you purchase a new home or refinance your existing property—even during bankruptcy.

Call us at 810-701-8063 or complete our quick online form to get started.


Ready to Start?

In most cases, court approval is required. Don’t worry—our experienced team will guide you through the necessary steps to obtain approval.  This is the actual application for a mortgage, there are dozens of questions to answer, don't worry about filling in everything at this time, if there is something you are missing just skip the question.  A Bankruptcy Mortgage Consultant will reach out to you within 24 hours of the application completion.