Mortgage Programs that make deals happen

Don't lose a buyer or a deal because you did'nt have the program you needed to get the job done.

Smartbuy Program, Extremely Low Rates, no Seller Concessions Required.  

This is a great program that allows the buyer to roll in some of the costs into a 2nd mortgage to substantially reduce their money out of pocket and their final payment.  Rate in the 5% rates in some cases, credit profile and other factors considered.

Inflation Buster Program

This program allows the buyer to have a payment break for the 1st 2 years of the loan and then settle in for a fixed payment schedule for the remaining loan term.  We have been able to provide rates in the 4% range for this program.  If rates go down, buyer can refinance into the lower rate at anytime, if rates go up, buyer is locked in at todays market rates.

Bridge Loan Program

Buyer won't list their current home before they have a new home purchased, NO PROBLEM.  Our Bridge loan will allow the buyer to purchase a home and use the equity out of their current home for the down payment, once they move they can list the home and sell it.

Manufactured Homes    

Need a lender for manufactured homes, we are just the ticket.  Easy qualification for any manufactured home built after 1975, FHA, Conventional or RD included.

Low Credit Scores   

Don't lose a great buyer just because they have a low score, not only do we help them score up for free, we can also finance down to a rediculously low 580 credit score.  Don't let those buyers slip away, they still can purchase a home.

In Bankruptcy NOW, no problem

That's right, a buyer who is currently in Chapter 13 bankruptcy can qualify for a mortgage with us.  It really is just as easy as a normal mortgage.  This is a huge untapped market to exploit.